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"Home Ownership is the number one way families build wealth.  This is the one asset people purchase that appreciates over time.  It's the number one retirement plan in America - pay off your house and live on Social Security."

-Elizabeth Warren

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Snapshot:  Rent To Own allows you to have the option to purchase property with less than 20%, or 10% down (often only around 4-5% of the purchase price - and all of it goes towards your purchase price).  You don't need great credit, and part of your monthly rent payments can go towards paying off your home.